If you are looking for a safe investment instrument but do not want to be affected by interest rate fluctuations, you can open a term account with the term of your choice at Koopbank.

The TL or foreign currency based term account that you will open will be renewed upon term expiration with the same term and current interest rate unless requested otherwise.

If you wish, upon term expiration, your money may be transferred to the account you designated. Moreover, you may also want to take only the accrued interest and let your capital continue on increasing its value in your term account. Depending on the closure date, a certain rate of interest is applied to the accounts closed before term expiration.

You will be able to open a term account using either your nearest branch or our Online Branch.

In our Online Branch, upon term expiration:

• You may transfer money from your sight deposit account to your term account,
• You may transfer money from your term account to your sight deposit account.

Again, in our online branch you can use your sight deposit TL account and open term accounts in the currency of your choice.

Term Options

You can open TL, British Sterling, US Dollar and Euro, 1 month, 3 months, 6 months and 1 year term accounts.

Click here to see all of the term accounts rates.

How can you access your account?

You can realize your transactions with your Term Account from Koopbank’s private interactive phone line 600 02 02 Telephone Banking and from our Online Branch.

If you are a credit card client, you can acquire your client number and password from our 600 02 02 customer service. You can access term and all other accounts from our Interactive Banking channels after filling out the electronic banking application form at our branch.